Money Matters Library

Lynn is frustrated by the dismal return on her savings. Scott and Pat find a way to balance her risk tolerance with her need to earn more money.

Retired state worker, Donna, asks if she should have her longtime advisor manage all her investments, or just a few.

Don, a California state worker, asks if he should buy a pension service credit or invest his money somewhere else for a higher return.

Scott Hanson and Pat McClain advise a son on how to help his 102-year old father invest for the future.

Money Matters' Scott Hanson and Pat McClain work to match a caller's expectations with his possible time horizon until retirement.

Money Matters' Scott Hanson and Pat McClain discuss the proper asset allocation for an 80-year old widow.

Retirement experts Scott Hanson and Pat McClain explain to caller how a big bank is taking advantage of his elderly mother-in-law, and how he can fix it.

Retirement experts Scott Hanson and Pat McClain, hosts of Money Matters, advise a caller on a strategy for protecting his pension income.

Scott and Pat help Dan determine if purchasing a fixed annuity is the right option for an Alzheimer's-stricken father-in-law.

Listen to an excerpt from Hanson McClain’s Money Matters show on January 16, 2016, where Scott and Pat discuss the current conditions of the U.S. markets and the problems we face which are causing market volatility.

Retirement experts Scott Hanson and Pat McClain, hosts of Hanson McClain's Money Matters, advise an investor about wills and living trusts in California.

Retirement experts Scott Hanson and Pat McClain explain the hidden benefits of paying off your mortgage.

Listen to Scott and Pat explain how Required Minimum Distributions (RMDs) work as they help a caller determine when and how much to withdraw to meet the requirement.

Listen to Scott and Pat help a caller review the RMD distribution rules for non-spouse beneficiaries and weigh in on what might be the best course of action with investing the 401(k) dollars.

Retirement experts Scott Hanson and Pat McClain, hosts of Money Matters financial topic radio show, advise a caller about complex estate planning issues.

Listen to Scott and Pat discuss how individuals with employer stock in their 401(k), a profit sharing plan, or ESOP can avoid paying taxes with a smart tax strategy of Net Unrealized Appreciation.

Listen to Scott and Pat help a caller determine if an annuity is a good investment for his aging mother whose portfolio has declined in value.

Listen to Scott and Pat explain to a caller the disadvantages and advantages of REITs and Non-traded REITS. Should you invest in these alternative investments?

Listen to Scott and Pat help a caller decide if he should start converting his IRA to a Roth based on his taxable income now and in retirement.

Listen to Scott and Pat discuss why taking a loan from your 401(k) is a bad idea and can have a negative effect on your retirement savings.

From maximizing his 401(k), to amortizing his mortgage, listen as Scott and Pat advise a lucky caller who just won a huge jackpot!

Scott and Pat explain how probate taxes work, what a "step-up in basis" is, & other types of taxes that may come into play when someone inherits assets.

Listen to Scott and Pat help a caller determine where to invest his required minimum distributions (RMDs) and the possible tax implications.

Listen to Scott and Pat review a caller’s annuity and IRA account to evaluate whether the returns are what can be expected.

Listen to Scott and Pat review with a caller the differences between an Executor and Guardian. They advise on what to consider when appointing someone for the roles.

Listen to Scott and Pat help a caller decide how best to withdraw income from his retirement accounts to minimize his taxable income.

Listen to Scott and Pat help a caller decide if it would be in her best interest to pay off her mortgage before she retires.

Listen to Scott and Pat help a caller evaluate if a Roth 401(k) or IRA would allow for him to continue saving for retirement with the option of utilizing those same dollars for his kid’s college later on.

Listen to Scott and Pat clarify for a caller whether or not his IRA accounts are protected from liability.

Listen to Scott and Pat help a caller decide if he should hold on to a property he recently inherited or if it would make more sense to sell it.

Listen to Scott and Pat discuss how gifting appreciated stocks can have tax benefits and reset your cost basis if re-purchased.

Listen to Scott and Pat help a caller understand how a Fixed Index Annuity works, and if the investment is worth the rate of return.

Pat and Scott discuss with a caller about her 401(k) investment options due to changes that her employer is making to the plan.

Scott Hanson and Pat McClain, co-hosts of Money Matters, discuss building cash reserves within a univeral life insurance.

Scott Hanson and Pat McClain, co-hosts of Money Matters, discuss how we live in a complicated financial world.

Scott Hanson and Pat McClain, co-hosts of Money Matters, explain pros and downside of a Maximum Funded Tax Advantage Life Insurance works.

Scott and Pat discuss the possible dangers and risks to investors regarding non-traded REITs.

Scott Hanson and Pat McClain, co-hosts of Money Matters, review the question of saving for retirement or college funding.

Scott Hanson and Pat McClain, co-hosts of Money Matters, help a caller with his retirement planning questions.

Scott Hanson and Pat McClain review a disabled Veterans options of either being self-employed or receiving Social Security Disability Income.

Scott Hanson and Pat McClain discuss with a soon-to-be retired caller about means testing and when to start collecting Social Security benefits.

Scott and Pat review a caller's current assets, age, and rate of return to determine if a lump sum pension distribution makes sense.

Scott Hanson and Pat McClain, co-hosts of Money Matters, review a caller's current investments, assets, and emotional discomfort to help him with his investment choices.

Scott Hanson and Pat McClain discuss when life insurance is needed and when it may no longer be necessary.

Scott Hanson and Pat McClain, co-hosts of Money Matters, discuss how a Longevity Annuity works.

Scott Hanson and Pat McClain help a caller review how much he has saved for retirement and what his income needs will be to help decide if he can retire this year.