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Money Matters Newsletter

June 19, 2015

5 Benefits of Hiring Older Workers

Posted by Scott Hanson

The case for hiring older workers grows

Ageism, the discrimination against a person because of their age, has, especially when it comes to bias against older people, typically been met with a shrug and a roll of the eyes.

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Topics: Retirement

May 14, 2015

A Big Idea for Retirement

Posted by Scott Hanson

College as a Way to Learn and Stay Happy

Between the day-to-day demands of life, and the fiscal responsibilities (like budgeting) that are necessary for retirement preparation, sometimes an important aspect of planning for the future gets overlooked. It’s not uncommon for someone to have spent their entire career with an eye toward their post-work life, only to then retire and wonder, what am I going to do now?

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Topics: Retirement

April 23, 2015

Easing Back from Quantitative Easing

Posted by Scott Hanson

Since the Great Recession began in December of 2007, the Federal Reserve has been doing its best to positively influence financial markets.

Just how effective has it been?   

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March 14, 2015

The Economic Impact of Declining Birthrates

Posted by Sean Harvey

How the “Other” Population Crisis Could Affect You

In the 20th Century, the world’s population doubled twice, going from about 1.6 billion in 1900 to over 6.4 billion in 2000 (it now stands at about 7.3 billion). Worldwide, there are almost 3 times as many births each day as there are deaths, resulting in a net population gain of roughly 72 million people per year.

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Topics: Economics

February 11, 2015

Hedy Lamarr’s Contributions to the 21st Century

Posted by Sean Harvey

The next time you log-in to the Hanson McClain website or check your bank balance online, or even use your cell phone, it might surprise you that the processes used to deliver the information evolved from technology that was invented by 1940s Hollywood icon, Hedy Lamarr. Never heard of her? Unless you’re a diehard movie fan, that’s somewhat likely, as it’s not only been just over five decades since she made a film, it’s only been recently that her brilliant contributions to technology have captured the public’s attention.

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Topics: Money Matters

January 20, 2015

A Particle Physicist’s Guide to Smart Passwords

Posted by Hanson McClain

HOW TO OVERCOME PASSWORD FATIGUE AND FIGHT IDENTITY THEFT

If identity theft, the fraudulent use of a person’s private information for financial gain, hasn’t happened to you, consider yourself lucky. According to the Department of Justice, there were 16.6 million reported cases of identity theft in 2013 alone, which accounted for more than $14 billion in losses.

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Topics: Identity Theft

November 16, 2014

When Meeting Needs, Radio and Advising go Hand in Hand

Posted by Hanson McClain

What’s the difference between investment advising and co-hosting a financial topic radio program? Scott Hanson and Pat McClain do both, and the result is that listeners to the show get important, sometimes urgent financial questions answered from the comfort of their homes, or even while driving down the highway. That spontaneity leads to some interesting and even unexpected moments during live broadcasts. Have you listened to Hanson McClain’s Money Matters, lately? In November's monthly newsletter, see why after almost two decades, Scott and Pat continue to work to make the broadcasts better, why they are finally considering expanding the program to new markets, and what it all means for devoted listeners of the show. 

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Topics: Money Matters

October 20, 2014

The Female Retirement Matrix

Posted by Hanson McClain

Images of silver-haired couples, vacationing and enjoying a spectacular sunset are everywhere. Advertisers use them because it depicts something that many people profess to admire: the successful navigation through life with a partner you love.

Sustaining good health is obviously foundational to achieving that goal, and with advances in medicine and healthcare, the prospects for a long life are better now than at any time in history. That’s the good news. But there’s a flipside to the pervasive images of well-retired couples, an image that is common yet rarely seen. What happens when one of those photogenic partners passes away, or what if you never had a partner to begin with?

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Topics: Retirement

September 10, 2014

Is Social Security means testing going to steal your retirement?

Posted by Hanson McClain

In the July 21st edition of The Wall Street Journal, US Senator Bob Portman of Oregon spelled out the tremendous challenges facing our government’s entitlement system, and even offered a few solutions to address some of the problems.  One of the repairs he suggested was means-testing Social Security benefits for upper-income retirees.

Simply, the more money a person has saved (or earns), the less Social Security they’d receive.

Back on June 27th, 2014, Scott Hanson wrote a featured guest column for The Wall Street Journal, where he offered his insight into what retirees could do to mitigate the potential impact of means testing.

Below is a transcript of that column.

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Topics: Retirement Transition